Terms & Conditions

You agree to the terms and conditions outlined in this Terms and Conditions of Use Agreement (the “Agreement”) with respect to this website (the “Site”). This Agreement constitutes the entire agreement between us and you and supersedes all prior or contemporaneous agreements, representations, warranties and understandings relating to the Site, its content, products or services and the subject matter of this Agreement.

We may amend this Agreement at any time without specific notice. The latest version will be posted on the Site, and you should review it before using the Site.

The Site’s content, organization, graphics, design, compilation, digital conversion and other materials are protected by applicable copyright, trademark and other proprietary and intellectual-property rights. Copying, redistribution, use or publication of these materials or any part of the Site, except as allowed under Section 4, is prohibited.

You do not acquire ownership rights to content, documents or other materials viewed through the Site. Posting information or materials on the Site does not waive any rights in those materials.

By using this Site, you confirm that the information you provide is true, correct and complete and that you agree to comply with these Terms and Conditions.

Viewing, printing or downloading content, graphics, forms or documents from the Site grants you a limited, nonexclusive license for your personal use only. It does not grant permission for republication, distribution, assignment, sublicensing, sale, derivative works or any other use.

No content, form or document may be reproduced or incorporated into an electronic or mechanical information-retrieval system except for personal use and never for resale or redistribution.

We reserve the right, at our sole discretion, to edit or delete documents, information or other content appearing on the Site, including this Agreement, without further notice.

You agree to indemnify, defend and hold us, our partners, attorneys, staff and affiliates (collectively, “Affiliated Parties”) harmless from liability, loss, claims and expenses, including reasonable attorneys’ fees, relating to your violation of this Agreement or your use of the Site.

Your right to use the Site is not transferable. Any password or right provided to you to obtain information or documents may only be used by you and may not be transferred.

We reserve the right, and you authorize us, to use and assign information regarding your use of the Site and information you provide in a manner consistent with our Privacy Policy.

Merchant rules, policies, privacy policies and operating procedures apply while you use merchant sites. We are not responsible for information you provide to Merchants. We and the Merchants are independent contractors, and neither party may make representations or commitments on behalf of the other.

Our Privacy Policy, as updated from time to time, forms part of this Agreement.

When purchasing from us or a Merchant, you represent and warrant that:

1. Any payment-card information you provide is true, correct and complete.
2. Your payment provider will honor the charges you incur.
3. You will pay all charges at the posted prices, including shipping fees and applicable taxes.

The Site may contain forward-looking statements about operations, prospects, strategy, financial condition, future economic performance, demand, intentions, plans or objectives. These statements are based on assumptions and estimates subject to significant uncertainties, many beyond our control. Words such as “anticipates,” “expects,” “believes,” “estimates,” “seeks,” “plans” and “intends” may identify such statements.

The Site and its content do not constitute an offer or solicitation to sell securities, and no Site content is intended to be incorporated into securities-related filings or documents.

The Site may contain links to other websites. We are not responsible for their content, accuracy or opinions, and we do not necessarily investigate or monitor those sites. Including a link does not imply our approval or endorsement. If you leave our Site to access a third-party site, you do so at your own risk.

Suggestions, ideas, notes, concepts and other information you send to us (collectively, “Submissions”) will be deemed our sole property and will not be subject to an obligation of confidence. We will own all existing and future rights in the Submissions and may use them for any purpose without compensation to the provider.